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Personal Credit Cards
Ferrelux is an authorized agency affiliated with several banks
in promoting these special offer cards, and is not the issuer.

 Corporate Clients Click Here To Apply for Business Credit Cards

Great Limited Time Offers From
Chase, American Express, Pulaski Bank & Discover.

These great offers include high-credit limits, low-interest rates, 0% on balance transfers,
cash-back, no annual fees, as well as the potential to earn travel reward points on every dollar
you spend that can go towards covering the cost of a plane ticket or significantly lowering hotel expenses.

(Apply to as many cards as you like. If you are not approved for one, you may be approved for the other)
If you have trouble accessing certain links to apply, contact Tech Support  

   


Chase - BP Visa Card
Click here to apply
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  • 0% APR for up to 6 months, 11.99% after
  • No Annual Fee
  • Double Rebates for two months
  • 5% rebates on all participating BP gas location purchases
  • 2% rebates on all eligible travel and dining purchases
  • 1% rebates on all other eligible purchases
  • No limit on rebates
  • Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

Click here to see other terms & conditions


Chase Freedom Card
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Annual Fee: NONE

14.99% APR on Purchases

Balance Transfer APR: 14.99% variable.

Cash Advance APR: 20.99% variable

Default APR: Up to 28.99% variable. See explanation below.

Overdraft Advance APR: 13.99% fixed (not available in some states)

Click here to see other terms & conditions

                                                                                                                                        



Chase Reward Card
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Annual Fee: NONE

0% intro fixed APR for 12 months

1% cash back on every eligible dollar spent

For every 2500 points earn, choose between $25 check or $25 Gift card,
1000 bonus points after your first purchase

Balance Transfer APR: Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 10.99% variable for Elite Pricing, or 14.99% variable for Premium Pricing. Standard Pricing: A 0% fixed APR for the first 3 billing cycles following the opening of your account. After that, 19.99% variable.

Cash Advance APR: Elite and Premium Pricing: 20.99% variable. Standard Pricing: 24.99% variable.

Default APR: Up to 28.99% variable. See explanation below.c

Overdraft Advance APR: 13.99% fixed (not available in some states)

Click here to see other terms & conditions



Discover Card - Sea Life
Click here to apply
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Annual Fee: NONE

0% APR on purchases for 6 Months, and 12 months for balance transfers
5% cash back bonus on gas, travel, shopping, etc, & 0% fraud liability
After 6 months, rate can be as low as 10.99% depending on your credit hostory

Click here to see other terms & conditions


Discover Card - Student Credit Card
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APR: 0.0% until the last day of the billing period ending during March 2009; then the standard APR, 14.99%

Cash Advances: 23.99%
Default Rate: Up to 30.99%*

CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum. LATE FEE: $19 on balances up to $250 and $39 on balances over $250. OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500.

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

    • Click here to see other terms & conditions


    Discover Miles Card
    Click here to apply
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    Annual Fee: NONE

    0% until the last day of the billing period ending during February 2009; then the standard APR, a rate between 10.99% and 18.99%

    Balance Transfers: 0% until the last day of the billing period ending during February 2009; thereafter the standard APR for purchases
    Cash Advances: 23.99%
    Default Rate: Up to 30.99

    Grace Period for Repayment of the Balance of Purchases:     At least 25 days when you pay your balance in full each month.

    Minimum Finance Charge:     $.50

    Variable Rate Information: The standard purchase APR may vary monthly and equals the Prime Rate plus an amount between 5.99% and 13.99%.

    BALANCE TRANSFER FEE:     3% for each balance transaction made under this offer, with a minimum of $10 and a maximum of $75.

    CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum.

    LATE FEE: $19 on balances up to $250 and $39 on balances over $250.
    OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500.

    Click here to see other terms & conditions

    American Express - JetBlue Card
    Click here to apply
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    APR: 14.99%

    Balance Transfer APR: 3.99% (0.0109% DPR) during the first 6 months of Cardmembership on balance transfer requests submitted on this application. Then the standard Purchase APR will apply. Cash advance APR: 19.99% (0.0548% DPR). Default APRs: 26.99% (0.0739% DPR). See explanation below.
    • Get 50 TrueBlue® points after your first purchase - that's half way to an award flight!
    • TrueBlue points don't expire.
    • Earn one Award Dollar for virtually every dollar you spend
    • Earn Double Award Dollars on entertainment, leisure, travel and dining
    • 200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight
    • Express Approval. Get a decision in less than 60 seconds.

    Other Fees: Late Payment Fee: $30, Subject to applicable law. Overlimit Fee: $30, subject to applicable law. Balance transfer fee: There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.This fee, if assessed, is a Finance Charge. Fee for Cash Advances: 3% of each transaction with $[5.00] minimum and no maximum. This fee is a Finance Charge. Dishonored Check Fee: $30. Wire Transfer Fee: $15. Stop Payment Order Fee: $30. Statement Copy Fee: $5.

    Click here to see other terms & conditions


    American Express - Blue
    Click here to apply
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    Annual Fee: NONE

  • Enjoy the low APR -- Enjoy a 0.00% APR on purchases for up to 15 months. After that, 10.99% variableb for Elite Pricing, or 14.99% variable for Premium Pricing. Standard Pricing: From account opening, 19.99% variable.
  • Low Balance Transfer APR -- 4.99% Fixed APR for the life of the balance.
  • Membership Rewards Express® Program -- Get the rewards you want right now. You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.

    • Click here to see other terms & conditions


    American Express - Hilton Honors Platinum Credit Card
    Click here to apply
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    2.90% Introductory APR (0.0079% DPR) for Purchases for your first 6 months of Cardmembership. Then, 14.99% (0.0411%).

    No Annual Fee and No Fees on Balance Transfers with this offer

    Annual Percentage Rate: For Balance transfers, APR is 2.90% for the first 6 months.
    • Pay over time or pay in full.
    • Earn 10,000 bonus points with your first purchase.1
    • Earn an additional 10,000 Hilton HHonors bonus points - that's 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel.2
    • Earn 30,000 Hilton HHonors bonus points when you spend $5,000 in your first 5 months of Cardmembership - that's 15,000 bonus points in addition to the 15,000 points you would earn for your Card Spending.4
    • Get 5 HHonors bonus points for every eligible dollar you charge at over 3,000 Hilton HHonors hotels worldwide and for select everyday spend categories.3
    • Get 3 HHonors bonus points for every eligible dollar you spend on purchases.
    • No annual fee.
    • Flexibility to pay over time.

    Click here to see other terms & conditions


    Pulaski Bank - Gold Card
    Click here to apply
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    Annual Fee: NONE

    Annual Percentage Rate for Purchases and Cash Advances: 8.00%

    0% APR for 6 billing periods from the posting date of the balance transfer check

    Cash Advance Fee: None
    Late Payment Fee: $15.00 for balance less than $100.00, $29.00 for balances of $100.00 to $1000.00, $35.00 for balance greater than $1000.00
    Over-the-Credit-Limit Fee: $35.00
    Insufficient Check Fee: $29.00
    Foreign Transaction Fee: 2% of the transaction amount

    Click here to see other terms & conditions


    Pulaski Bank - Visa Card
    Click here to apply
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    Annual Fee: $35.00

    Annual Percentage Rate for Purchases and Cash Advances: 6.50%

    0% APR for 6 billing periods from the posting date of the balance transfer check

    Cash Advance Fee: None
    Late Payment Fee: $15.00 for balance less than $100.00,
    $29.00 for balances of $100.00 to $1000.00, $35.00
    for balance greater than $1000.00
    Over-the-Credit-Limit Fee: $35.00
    Insufficient Check Fee: $29.00
    Foreign Transaction Fee: 2% of the transaction amount

    Click here to see other terms & conditions



    U.S. Bank - World Perks Visa Signature Card
    Click here to apply
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    Annual Membership: WorldPerks Signature: $0, then $90.00 after the first year. WorldPerks Platinum: $0, then $55.00 after the first year. WorldPerks Visa: $0, then $55.00 after the first year.

    APR Rates: WorldPerks Signature: 14.75% variable WorldPerks Platinum: 14.75% variable WorldPerks Visa: 15.00% variable

    Grace Period: 20 - 25 days for purchases only

    Balance Transfers: WorldPerks Signature: 14.75% variable WorldPerks Platinum: 14.75% variable WorldPerks Visa: 15.00% variable Cash Advances: WorldPerks Signature: 20.99% variable WorldPerks Platinum: 20.99% variable WorldPerks Visa: 21.24% variable Delinquency Rate1: WorldPerks Signature: 28.99% variable WorldPerks Platinum: 28.99% variable WorldPerks Visa: 29.24% variable

    • One-time Enrollment Bonus

    • Redeem up to two award tickets a year for as little as 19,000 miles each

    • Double Miles for purchases direct from Northwest Airlines®

    • No preset spending limit

    • No cap on miles you earn

    • Redeem 10,000 miles for $100 off a Northwest Airlines ticket — up to six times a year

    • Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership

    • Enjoy VIP perks at the world's best hotels, resorts, villas and cruises with complimentary membership in the Hideaways AficionadoTM Club (a $135/year value)


      Other Fees: Cash Advance Fee: 3.00% of the transaction amount, $5.00 minimum Balance Transfer Fee: 3.00% of the transaction amount, $5.00 minimum Cash Equivalent Fee: 4.00% of the transaction amount, $10.00 minimum Late Payment Fee: Balance over $0.01 up to $499.99 $24.00 Balance of $500.00 and above $39.00 Overlimit Fee3: $39.00 Convenience Check Advance Fee: 3.00% of the transaction amount, $5.00 minimum Overdraft Protection Advance Fee: 3.00% of the transaction amount, $5.00 minimum Foreign Transaction Fee: 3.00% of the amount of your transaction in U.S. dollars.

      Pricing info
      Click here to see other terms & conditions



    U.S. Bank - World Perks Visa Platinum Card
    Click here to apply
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    Annual Membership: WorldPerks Signature: $0, then $90.00 after the first year.
    WorldPerks Platinum: $0, then $55.00 after the first year.
    WorldPerks Visa: $0, then $55.00 after the first year.

    APR Rates: WorldPerks Signature: 14.75% variable,
    WorldPerks Platinum: 14.75% variable, WorldPerks Visa: 15.00% variable

    Grace Period: 20 - 25 days for purchases only

    Balance Transfers: WorldPerks Signature: 14.75% variable,
    WorldPerks Platinum: 14.75% variable WorldPerks Visa: 15.00% variable,
    Cash Advances: WorldPerks Signature: 20.99% variable,
    WorldPerks Platinum: 20.99% variable,
    WorldPerks Visa: 21.24% variable, WorldPerks Signature: 28.99% variable,
    WorldPerks Platinum: 28.99% variable WorldPerks Visa: 29.24% variable

    • One-time Enrollment Bonus
    • Redeem up to two award tickets a year for as little as 21,000 miles each
    • No preset spending Limit
    • No cap on miles you earn
    • Get up to a 15% savings from National Car Rental
      and a complimentary Emerald Club membership
    • Enjoy VIP perks at the world's best hotels, resorts, villas and cruises
      with discounted membership in the Hideaways Aficionado Club (save $45/year)

    Other Fees: Cash Advance Fee: 3.00% of the transaction amount,
    $5.00 minimum Balance Transfer Fee: 3.00% of the transaction amount,
    $5.00 minimum Cash Equivalent Fee: 4.00% of the transaction amount,
    $10.00 minimum Late Payment Fee: Balance over $0.01 up to $499.99
    $24.00 Balance of $500.00 and above $39.00
    Overlimit Fee3: $39.00 Convenience Check Advance Fee: 3.00%
    of the transaction amount, $5.00 minimum Overdraft Protection Advance Fee: 3.00%
    of the transaction amount, $5.00 minimum Foreign Transaction Fee: 3.00%
    of the amount of your transaction in U.S. dollars.

    Pricing info
    Click here to see other terms & conditions
     


                   

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